Shelby Finance @ www.shelbyfinance.co.uk - 100+ Lenders Compared. - Miyagi Loans

100+ Lenders Compared.

Shelby Finance @ www.shelbyfinance.co.uk

Shelby Finance has provided 6 month loans since the summer of 2012 at www.shelbyfinance.co.uk. This instalment lender that is based in Cheshire delivers cash sums between £100 and £600, although new customers are restricted to the sum of £300. A 6 month instalment loan here would cost £330 per £300 borrowed. You can receive the funds free of charge or instead you can go fast and have £15 deducted from the funds sent. A Shelby Finance promo code box is visible on the homepage, but there is currently no sign of any vouchers across the web. For some reason they reference a £27.45 per £100 monthly charge.

This may perhaps be the cost required if you settled after just 30 days. The actual monthly rates that you will pay are much lower. The team behind this service has valued experience with some prominent online financial brands and so the prospects look good for this newly devised lender. New applicants can apply securely for loans here and once funded can control the product at any time via the equipped login facility at www.shelbyfinance.co.uk. It is stated that the option is provided to repay early at any time and so you will save from this. There is no chance of any weekend cash here.

Their full times from Monday and Friday stands between 8am and 6pm. They quickly obtained CCTA trade association membership soon after launch. The number of 6 month loan lenders continues to grow and the Shelby Finance loans brand is a welcome addition to the pack. Within this sector they charge similar rates to Lend UK, although they offer more repayment terms. This company hasn’t advertised much across the web, but they have started to receive coverage from several review sites through their affiliate/broker system. As noted, there is no sign of any working promo codes that would be ideal to track down to wipe out the £15 fee.

Compare Same Day Loan Prices and Daily Rates (to 3DP):

☆ Cap: Payday/short term lenders will soon have to adapt their products to meet the upcoming FCA capping. This is coming into play in January 2015. Read more about the Cap Here.
☆ Current Account Overdrafts: Study all 20 Here. This covers free accounts that offer a borrowing facility. We will soon be adding rankings for planned/unplanned overdrafts. This will fit well to compare how the banks compare against the top monthly/short term products below.

☆ Short Term /£100 (7-Days) ☆
1) Vivus = £0 (first loan) = 0.000% (return: £15.90 = 2.271%)
2) Reddies Direct = £6.52 = 0.931%
3) Sunny = £6.76 = 0.966%
4) ClearAccount = £7 = 1.000%
5) Peachy = £7 = 1.000%
+ Square Money and VarioLoans = £7 = 1.000%
= Insights.

☆ Monthly /£100 (30-Days) ☆
1) Vivus = £0 (first loan) = 0.000% (return: £25 = 0.833%)
2) QuickQuid = £14/£20.65 = 0.467%/0.688%
3) QuickQuid FlexCredit = £24.30 = 0.810%
4) Kabayan Finance = £25 = 0.833%
5) The Quick Loan Shop Ltd = £25 = 0.833%
+ Umbrella Loans and WagedayXpress = £25 = 0.833%
= Insights.

☆ Instalment /£300 (3-Months) ☆
1) Oakam = £85 = 0.315%
2) Kabayan Finance = £109.94 = 0.407%
3) Satsuma Loans = £120.03 = 0.445%
4) Wizz Cash = £136.74 = 0.506%
5) Sunny = £144.67 = 0.536%
= Insights.

☆ Instalment /£300 (6-Months) ☆
1) Ladder Loans = £140.55 = 0.260%
2) Oakam = £150 = 0.278%
3) Kabayan Finance = £154.94 = 0.287%
4) The Quick Cash Club (guarantor required) = £155.82 = 0.289%
5) Pounds to Pocket = £191.14 = 0.354%
= Insights.

☆ 12 Months /£1000 (Year) ☆
1) On Stride = £146.36/£385.91 = 0.040%/0.106%
2) SpringCoin = £223.61 = 0.061%
3) 1st Stop Personal Loans = £277.02 = 0.076
4) Pounds to Pocket = £875.61 = 0.240%
5) Kabayan Finance = £905 = 0.248%
= Insights.

☆ Doorstep /£300 (Terms Shown Below) ☆
1) Mutual = £90 (26-Wks) (selected locations only) = 0.165%
2) Skyline Direct = £150 (30-Wks) (selected locations only) = 0.238%
3) Provident = £180 (32-Wks) = 0.268%
4) LoansatHome4U = £180 (32-Wks) = 0.268%
5) SFS Loans = £210 (34-Wks) = 0.294%
+ Shopacheck = £210 = 0.294%
= Insights.

☆ Guarantor /£1000 (Year) ☆
1) Everyday Loans (Duo) = £195.91 = 0.054%
2) GuarantorUs Loans = £216.21 = 0.059%
3) TFS Loans = £219.70 = 0.060%
4) UK Credit = £228.44 = 0.063%
5) LendFair = £228.68 = 0.063%
= Insights.

☆ Logbook /£1000 (Year) ☆
1) Easy Logbook Loans = £700.04 = 0.192%
2) Varooma = £700.04 = 0.192%
3) AutoPawn = £950 = 0.260%
4) LoanMyMotor = £959.96 = 0.263%
5) Auto Advance = £960.08 = 0.263%
= Insights.

Notes: If the price is matched then we rank alphabetically. The product pricing includes interest, transfer fees and promo codes (if known). All such costs are added together here, but some lenders do discount transfer fees from your money. We always add them, as it would be confusing to cover both sides. Finally, the overall daily rate is rounded off to 3 decimal places.

Disclaimer:

The information provided at Miyagi Loans is based on the data disclosed by any given company at that time. We update posts frequently and keep a look out for updates, but changes do often occur without notice. The featured subprime products are much more expensive than what mainstream credit providers charge. Try to use any such facility to cover emergency situations. If you are facing difficulties, we would advise contacting National Debtline or StepChange for free debt assistance.

Top Rated Lender: August 2014

☆ Peachy (View Profile) ☆

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