Pounds Till Payday @ www.poundstillpayday.co.uk - 100+ Lenders Compared. - Miyagi Loans

100+ Lenders Compared.

Pounds Till Payday @ www.poundstillpayday.co.uk

Pounds Till Payday was launched in 2006 as the initial trading brand of the Malta-based Northway Group. They are well known for their more recent 2010 company (Swift Sterling). Britain is the prime location for the owner, but they do also operate in other destinations such as over in Australia. This original release was previously headed centrally at www.mypoundstillpayday.co.uk where no SSL was used on application. The login service found under “Existing Customers” here redirected customers over to www.poundstillpayday.co.uk that was used for this function only. They have now dumped the MPTP website and have handed the other one with a fresh new look.

These products are matched when it comes to the loan amounts, the charges and so on. This monthly product grants small sums of £100 to £200 to those applying for the first time. The very top figure of £1000 can be received in time by existing customers. The pricing set by them is competitive. The total charge is a flat rate of £29.98 per £100 interest. There is no further charge for the transfer that they state should arrive the following day after approval. The Pounds Till Payday site has as noted now been revamped and secure logins are provided. Alike at their sister-brand, the CCTA is their trade association.

Pounds Till Payday is open from 7am and 9pm between Monday to Friday and from 9am to 6pm on a Saturday. These times are important to highlight since a phone verification call must be made to their customer care team during these hours. It has been good to see that this brand has received the much needed revamp. For many years it was gathering dust, but it has finally been brought back to life. It is not likely that the same attention to advertising will follow that is applied to Swift Sterling. This includes not just web ads, but also the focus that is injected through social media.

Compare Same Day Loan Prices and Daily Rates (to 3DP):

☆ Cap: Payday/short term lenders will soon have to adapt their products to meet the upcoming FCA capping. This is coming into play in January 2015. Read more about the Cap Here.
☆ Current Account Overdrafts: Study all 20 Here. This covers free accounts that offer a borrowing facility. We will soon be adding rankings for planned/unplanned overdrafts. This will fit well to compare how the banks compare against the top monthly/short term products below.

☆ Short Term /£100 (7-Days) ☆
1) Vivus = £0 (first loan) = 0.000% (return: £15.90 = 2.271%)
2) Reddies Direct = £6.52 = 0.931%
3) Sunny = £6.76 = 0.966%
4) ClearAccount = £7 = 1.000%
5) Peachy = £7 = 1.000%
+ Square Money and VarioLoans = £7 = 1.000%
= Insights.

☆ Monthly /£100 (30-Days) ☆
1) Vivus = £0 (first loan) = 0.000% (return: £25 = 0.833%)
2) QuickQuid = £14/£20.65 = 0.467%/0.688%
3) QuickQuid FlexCredit = £24.30 = 0.810%
4) Kabayan Finance = £25 = 0.833%
5) The Quick Loan Shop Ltd = £25 = 0.833%
+ Umbrella Loans and WagedayXpress = £25 = 0.833%
= Insights.

☆ Instalment /£300 (3-Months) ☆
1) Oakam = £85 = 0.315%
2) Kabayan Finance = £109.94 = 0.407%
3) Satsuma Loans = £120.03 = 0.445%
4) Wizz Cash = £136.74 = 0.506%
5) Sunny = £144.67 = 0.536%
= Insights.

☆ Instalment /£300 (6-Months) ☆
1) Ladder Loans = £140.55 = 0.260%
2) Oakam = £150 = 0.278%
3) Kabayan Finance = £154.94 = 0.287%
4) The Quick Cash Club (guarantor required) = £155.82 = 0.289%
5) Pounds to Pocket = £191.14 = 0.354%
= Insights.

☆ 12 Months /£1000 (Year) ☆
1) On Stride = £146.36/£385.91 = 0.040%/0.106%
2) SpringCoin = £223.61 = 0.061%
3) 1st Stop Personal Loans = £277.02 = 0.076
4) Pounds to Pocket = £875.61 = 0.240%
5) Kabayan Finance = £905 = 0.248%
= Insights.

☆ Doorstep /£300 (Terms Shown Below) ☆
1) Mutual = £90 (26-Wks) (selected locations only) = 0.165%
2) Skyline Direct = £150 (30-Wks) (selected locations only) = 0.238%
3) Provident = £180 (32-Wks) = 0.268%
4) LoansatHome4U = £180 (32-Wks) = 0.268%
5) SFS Loans = £210 (34-Wks) = 0.294%
+ Shopacheck = £210 = 0.294%
= Insights.

☆ Guarantor /£1000 (Year) ☆
1) Everyday Loans (Duo) = £195.91 = 0.054%
2) GuarantorUs Loans = £216.21 = 0.059%
3) TFS Loans = £219.70 = 0.060%
4) UK Credit = £228.44 = 0.063%
5) LendFair = £228.68 = 0.063%
= Insights.

☆ Logbook /£1000 (Year) ☆
1) Easy Logbook Loans = £700.04 = 0.192%
2) Varooma = £700.04 = 0.192%
3) AutoPawn = £950 = 0.260%
4) LoanMyMotor = £959.96 = 0.263%
5) Auto Advance = £960.08 = 0.263%
= Insights.

Notes: If the price is matched then we rank alphabetically. The product pricing includes interest, transfer fees and promo codes (if known). All such costs are added together here, but some lenders do discount transfer fees from your money. We always add them, as it would be confusing to cover both sides. Finally, the overall daily rate is rounded off to 3 decimal places.

Disclaimer:

The information provided at Miyagi Loans is based on the data disclosed by any given company at that time. We update posts frequently and keep a look out for updates, but changes do often occur without notice. The featured subprime products are much more expensive than what mainstream credit providers charge. Try to use any such facility to cover emergency situations. If you are facing difficulties, we would advise contacting National Debtline or StepChange for free debt assistance.

Top Rated Lender: August 2014

☆ Peachy (View Profile) ☆

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