2014 Lender Lists:

Short Term Loans | Payday Loans | Instalment Loans | 12 Month Loans
Doorstep Loans | Guarantor Loans | Logbook Loans

MiniCredit (not to be confused with the British Lender) has been trading in Poland since 2011 via www.mini-credit.pl. Other than this location, they also operate in Estonia, Georgia and Latvia. Estonia was their first project back in 2008 and so this company has earned plenty of market experience in European locations that have been enjoying massive recent growth in internet lending. When it comes to MiniCredit Polska, this does appear to be their central focus of every such location. The initial point to raise about their product is that documents must be provided. This includes the scanning of a photo ID and in some cases documents confirming your income.

Applicants must also be aged at 20 years old or above. This may put some applicants off and at the same time there is no special deal in place to welcome in new customers as there is with several leading Polish lenders. Flexible terms are provided between 5 and 30 days. Between 100 and 500 zł is accessible to new clients and in time 2000 will be possible. The product cost per 500 would be 23 for 7 days or 98 over the full 30 day term. Although there is no 0% deal in place, these charges are competitive when you factor in the return charges of rival companies.

Loan applications are processed from Monday to Friday from 8.30am to 7pm and each Saturday from 9am to 5pm. The MiniCredit PL loans can be securely managed through www.mini-credit.pl. If you are looking to make an extension they then allow you to do this over 5, 15 or 30 days. MiniCredit appears to be one of the initial short term brands that entered the now highly competitive Polish sector. In recent years they have lost their traction though, with there being around 10 more popular direct lenders. It is difficult for them to emerge as a headliner since they don’t offer 0% introductory deals.