The Wonga promo code was however available to new applicants only. When this coupon was applied it also took the overall charge down to 1% and so the same short term price was available here. The past savings got the price down to 1% with each lender, but now that the FCA cap has come into force the maximum rate that can be charged is 0.8% per day and so as you can see a better deal can be had by all customers. One significant change since the cap has seen Cash On Go adapt their product into instalments. The minimum repayment that can be selected now sits at 15 days, but they now head up to 12 months.

The market leading short term lender on the other hand still allows customers to choose any single day within the month, with one slight change being that the minimum loan is now £50 rather than £1. Once you do surpass £50 though the sums move up in £1 increments. Some good news on the promotional code front is that QuickQuid are still offering savings in 2015. They provide their speedy transfer for free and so the coupon is being reduced against their interest. There are no other known available codes across the short term sector. If you are happy to borrow over instalment periods then Pounds to Pocket still grant savings.

The QQ 2014 saving came in at 30%, whilst the new saving is 25%. This fresh discount is cutting against £24 though and so the new charge to pay is just £18 per £100. Before the cap they charged variable interest at either £20, £25 or £29.50 and so you could previously get this down to £14, £17.50 or £20.65 (most applicants paid the bottom tier charge). At the start of the year when viewing their site they had created a dedicated page promoting a 5% saving (QQ5: £24 – £1.20 = £22.80). However, over the past few months they have been promoting the improved rate through their advertising campaigns online.

This new deal calculates as (QQ25: £24 – £6 = £18). As has always been the case, this is a new customer only deal. This does seem strange since you would expect them to try and keep their users loyal especially since the competition has ramped up so significantly in recent years. This new QuickQuid promo code 2015 can also be used over their extended terms (2 or 3 months). They don’t quite compare so well for pricing over these extended terms though. Their FlexCredit service has now been closed down and so if you are looking for a more manageable term then you can go with their sister-brand Pounds to Pocket who we mentioned above.

The Pounds to Pocket promo code 2014 featured here helps to reduce the costs, but not by a significant amount. What it actually does is to trim down the initial payment. The costs here have actually been dropped down recently and so we will add the new updated prices. For a 6 month £300 loan you would usually pay £208.08. The attached promo code takes off 20% of the first payment (£16.94) that would create a new overall charge of £191.14. Moving up the maximum 12 month term, the standard charge is £907.40. The reduction this time is £31.79 and this creates £875.61.

The new prices aided by the discounts are now much more improved that is especially seen when borrowing over the complete year. It is important to see value in place, since they do perform so well in every other area. The main one being that they are the only 12 month lender that trades 24/7. If P2P is the desirable choice for you and a voucher is what you are looking for to use, then all you need to do is enter the coupon noted below on the central application form. There is currently no Pounds to Pocket promo code for existing customers and these codes come in the 20% first payment form only.

Cash On Go’s Peachy brand has been making great strides forward since their launch in the year 2011. What they offer today is one of the most flexible loan products available across the market that has been crafted to a very high standard. You can for instance select a term from just 5 days heading up to 5 months. Sunny is one of the few rival lenders that can match this and Quid24 is another (although their 5 month term is only available to those returning). The cost is also well priced, although the Peachy promo code 2014 is essential to chop out the transfer fee to create competitive pricing.

The standard £100 cost would be £12 over 7 days or £35 over 30. Their fast transfer fee is priced at £5 and so once this is reduced you pay £7 or £30 that is just 1% daily. This same 1% rate needs to be paid by Wonga customers once their promo has been applied. This lender does operate on every day of the week that assures that applications are processed quickly. Their website is designed extremely well and a login facility is provided. As referenced in their introduction post, this company was created by one of the founding creators of TxtLoan (now served from www.myjar.com).

With this in mind, it has perhaps been no surprise to see such a prominent brand emerge that can compete with major lenders like Wonga. The Peachy promo code 2014 that was previously listed here has expired, but we have obtained a new one and this is fully working throughout the month of June (and now July). It is to my knowledge one of the only payday loan codes on the market that does also work for existing customers, since their rivals only tend to offer them to new applicants only. Once you reach their website you will see their calculator and the voucher section is besides this.

When adding the QuickQuid promo code 2014 featured today you can receive one of the most competitively priced loans available across the industry. Monthly terms are provided by them, but you can select optional 2 or 3 monthly periods if needed (now also instalment terms). QQ promos have been available for many years now and they are in place to chop down the interest charge. Many lenders that offer vouchers like this have them in place to discount speedy transmission fees, but this company of course already provides free fast funding. They also trade 24/7 that assures that their loans are always processed and delivered quickly.

Many past codes have tended to be set at 25%, but the one featured here cuts an impressive 30% discount. Even after this coupon has been applied there is no determined cost here since variable rates are in place. On each £100 that is borrowed from them, the standard rate is £20, £25 or £29.50. When we have applied the attached coupon the new rates would stand at either £14, £17.50 or £20.65. Be aware that most applicants are forced to pay the most expensive interest tier. Regardless of this, that rate at just over 20% over the full month is still highly competitive.

This QuickQuid promo code 2014 is not for existing customers, since every released code is designed to welcome in new customers only. Each new applicant can select from £50 to £1000 (£1500 is specifically available to those returning back). If you are looking for £2000 over an extended period then you can use their Pounds to Pocket Loans brand for this. This may also be ideal for any high amount to make your loan more manageable. Promotional codes are available for the New FlexCredit product, but this one likely won’t work (this is being looked into). Any such coupon must be added on their application form. You can’t verify it there and then.

This coupon box was recently removed from their site, but it has now been fitted again. This is good news for those looking for a saving and our code has been fully tested and it works fine. The Wonga promo code 2014 is in place to reduce the costs charged by the UK’s most popular payday lender. A speedy loan process has always been an important angle for them and they achieve this via the Faster Payments Service. An issue is that they charge a fee (at £5.50) for this that is added alongside the interest. This lender never closes and their technology can automate the decisions.

This assures that they are one of the best solutions for speed, but if you were to take out a loan with them without using any voucher then the service value is fairly expensive. They certainly have many great service features, such as in being able to select a term from just one day onwards and you can even select amounts from just £1. They are also one of the fastest lenders around, as noted aided by their 24/7 operation and technology. When the code has been switched on, you pay exactly 1% daily. It was coined as being in place to remove the £5.50 charge, but it takes a little more than this.

To cover a price breakdown per £100, over 7 days you usually pay £12.89 whilst the cost would be £37.15 over 30. Their voucher takes the price covering our examples down to £7 and £30. This is not a Wonga promo code for existing customers and so only first time clients can enjoy the saving. Peachy is the only short term lender we known that offers coupons for new and return clients. There are going to be some price updates here soon anyway when the new FCA cap comes into action. From 2015 they can only charge 0.8% daily and so they may just charge this and again remove the box.