It has been a good while now since we have introduced any loan brokers on the site. Today we will be profiling Sandhurst Associates Ltd and their two most popular brands that have become very popular in a short space of time (although this growth is aligned with aggressive SMS marketing). Sandhurst Associates is based in the Blackpool region and they have launched a vast collection of trading brands. We chose to highlight their most popular release named JustLendCash and Lightning Dosh that is also well known joins them. A few other firms on their network that have enjoyed swift sector growth have included 247 Funds, BrillBorrow, InYourSkyRocket and LootKwik.

JustLendCash that trades from www.justlendcash.co.uk was launched in 2013. This website is designed primarily with the lead capture in mind, but they do encrypt. They list a vast sum range between £100 and £50,000 with terms as high as 25 years. Sums this high are usually printed to aid conversion rates. You would expect them to be hooked up with several payday lenders. There is no cost breakdown, but just a simple headed 527% APR. Lightning Dosh at www.lightningdosh.co.uk is built in a similar way, but the web design is improved. The amount span is smaller between £100 and £2000 and the displayed rate is higher.

Across both noted sites there is a reference that they hold CCTA membership. We can’t validate this, but we did check and they do hold a licence (#641617) and their FCA profile does show all of their approved trading names. Both JustLendCash and Lightning Dosh attach unsubscribe buttons. On a related note, most people will have become introduced to this pair through receiving text messages. Details will have been passed over when they had applied with a lender and been turned down. It may be the case that Sandhurst is attached to a range of firms, but we know for sure that they do use the Cardiff-based lender (Tide U Over).

This combo post has matched Loans Plus More with The Finance Facility. Each of these companies charge broker fees for everyone that uses their service. Search engine data shows that they have pretty much the same level of popularity online and they each also launched in 2009. Loans Plus More (also known as LoansPlusMore) is based in Glossop and they can be found at www.loansplusmore.co.uk that does house secure logins. Personal loans are primarily obtained here although they do have a +More category that covers additional products. You can apply for sums between £200 and £25,000 here and they display interest at 62.1% APR.

They have a dedicated page that shows the lender panel that they use. The broker fee that they charge is £79 and this is highlighted on the homepage that is highly visible and so most applicants should be proceeding in the knowledge of the service fee. Moving on to The Finance Facility, this company is the creation of Secret Eye Ltd. They actually have a separate direct lending brand in the guarantor sector known as 1Plus1. The Finance Facility loans can be securely applied for through www.thefinancefacility.com. They promote unsecured personal loans between the levels of £500 and £15,000 (a homeowner could receive more).

An interest example is displayed at 19.6% that would cover a prime lender since with poor credit the APR is always much higher. Their service fee is priced at £79.95 that covers the period of 6 months that they act on your behalf. This fee is listed within their FAQ and Terms pages and so it isn’t easy to spot. Each of the featured brokers as noted share a similar level of popularity and with starting out in the same year it is clear that they are major rivals. Their coverage today is due to their prominence, but we do not recommend using any such fee-based service.

Loan Options and Priority Money Club are the most popular fee-based brokerage services for personal loans. They both also share the launch year of 2010. Beginning with Loan Options, they cover a wide spectrum of products. This includes credit cards, debt management and even energy switching. This company is based in Bridgend and they are found at www.loan-options.net. They claim to handle over 3000 applications daily. This may be more of a ploy to attract in further leads, but there is no doubt that they are a popular outfit. A service membership fee is charged at £67.76 and this is debited within the time frame of 62 days.

Refunds can be received on request once securely logged in that will take 7 days. Their application form allows applicants to select amounts between £100 and £100,000 and they have a panel of around 20 direct lenders. The Priority Money Club loans can be securely applied for through www.prioritymoneyclub.com and a customer login is provided outside on a separate website on the (.co.uk). Search engine data shows that Priority Money Club is roughly twice as popular as Loan Options. Whenever I make financial searches on Google I do commonly see their ads displayed and so paid search looks to be a major business channel for them.

They are based in Leeds and their loans are headed between £500 and £5000 with a term range of 3 to 60 months. A sample rate of 55.9% is provided, but no further information surrounds their lender panel. The Priority Money Club broker fee was priced at £69, but this has recently been raised to £79.95. You can get a refund when cancelling within 14 days. Their loan matching service lasts for 10 weeks and if they can’t help you in this time then you can receive a refund minus £5. This required fee is hidden away and so you can see how some applicants can end up entering into an agreement by mistake.

Cash Kitty and Now Payday have been handpicked here as a broker brand pairing. These companies are owned by 9Global Inc who are based in San Bruno (California) although they also have an office in London. The UK has been a primary target market for 9Global over the years with there being an extensive range of individual brands having been unleashed from them. From conducting some search engine data, most of these have minimal popularity at this time. Some owned companies include Find The Finance, The Money Finders and WageDay Finders. Flex Loans has been quite popular although this is designed to hook you up with instalment lenders.

The brands in question have found the most success with the primary asset being Now Payday (sometimes termed as NowPayday). This product is served from www.nowpayday.co.uk that was created in 2010, but they may have started on an earlier domain. This company is advertised considerably on Google (you may have seen their ads here). Once you reach their homepage you will spot their calculator that displays a cash range from £100 up to £750. This calculator throws up a likely monthly cost of £29 per £100 that is a realistic figure that you should expect to pay once referred to a lender (no such names are mentioned).

They use SSL encryption here on www.nowpayday.co.uk that assures you of receiving a secure application. This is also the case on the Cash Kitty loans website found at www.cashkitty.co.uk. This particular brand is a more recent creation of theirs from 2012. The same product info applies here that includes the £100/£750 range and the 29% rate. I have little experience with this newer brand, but I do know that the Now Payday loans have been well received over the years, whereby applicants are quickly matched to a good selection of the most popular same day lenders active across the market.

This post will introduce two of the largest bad credit personal loan brokers competing on the market today. This includes the Aspire Money service and they will be joined by Best4Loans. Both of these featured companies are very popular and they importantly don’t charge any broker fees when you use them. Both were interestingly created in Stockport although Aspire Money have recently listed Dudley as their new territory. They appear to still be based in Stockport though since they display a “0161” telephone code that covers the area of Manchester and its surrounding areas. Anyway, you can find this company at www.aspiremoney.co.uk that was created in 2009.

They did start out on the high street though that was back in late 2005. They state that they process in excess of 55,000 personal loan applications each month. This would imply that they would likely be advertising extensively in magazines, newspapers etc since you don’t tend to see them advertised too much online. On the secure application form at www.aspiremoney.co.uk you can access cash from £500 to £10,000, although £25,000 is listed as a possible sum. The variable APR displayed is 58.5% APR. They have also recently added an instant cash loans section to their website that uses Pounds to Pocket.

Best4Loans was formed in 2004 and they are located at www.best4loans.co.uk. On their homepage they promote handling 100,000 loans each year. This brokering service is owned by Valour Finance Group who did have another introducer company called the Unsecured Loan Company, but this has now closed. They also own a direct lending brand known as Lightning Loans. With the company in question you can access between £80 and £25,000. You have to pop in a small secure quote into www.best4loans.co.uk and from here they provide comparison listings. This will showcase a mix of subprime lenders like Everyday Loans and those targeting prime markets such as Sainsbury’s Bank.

Cashub and Payday Lady are monthly broker brands that were each launched in 2012 by Sigma Capital Solutions Ltd. These companies share a similar level of popularity and are usually spotted advertised on a range of payday review sites. If we begin with Cashub loans that are available through the address of www.cashub.co.uk, here they head sums of £80 up to £500. A sample £25 per £100 charge is displayed. They don’t disclose any info surrounding which lenders they send their applicants on to. It would be likely that a pingtree service is used by them. Fast cash is headed (including funding on weekends).

With this in mind, it would be likely that lenders like QuickQuid are attached to their panel. When you do fill in an application this form is encrypted that is always important to see. They interestingly also have a login facility integrated as well that is rare to see from a broker in this particular sector. Moving on to the Payday Lady loans, this service is often branded as PaydayLady although most of the company searches are made as they are typed here. This is the most popular company of the two and more attention has been applied towards both the content and the design of this particular brand.

This company is not to be confused with Money Gap Group’s massively popular Cash Lady brand that you will see promoted on the TV. They have developed the branding in a similar fashion to them though. This product is served at www.paydaylady.co.uk that does again include account servicing and SSL. The same £80 to £500 amounts are promoted here and the same 25% charge is listed. As with the other noted company, there is a disclaimer that some lenders do apply fast transfer fees. These companies have only been active since 2012, but they are growing quickly that has been supported by their affiliate programs.

EPaydays and Sonic Pay are the creations of Revnet LLC who are based in the States with offices in both Florida and New Jersey. These two brands in focus were each launched back in 2011. Revnet have been very busy locally with other owned brands including Green Payday, Monga and UK Payday Loans. There are various others, but with many of these the domains had expired. EPaydays is their prize asset found at www.epaydays.co.uk. This is their most popular release although some of this popularity may be associated with the similar named EPayday company. Here you can access same day loans between £200 and £750.

The representative cost breakdown displays as £29.50 per £100. I like the design of this website, although it is essentially just a minimal landing page with the primary aim to collect the lead. They do at least encrypt every application taken there. The Sonic Pay loans are structured a little differently at www.sonicpay.co.uk that is another vibrant looking service from Revnet. Here you can quickly apply for sums of £50 to £1000 with a much more extensive repayment range being presented. Other than being able to pick out between 5 and 30 days, you can additionally select instalment blocks of 1, 2 or 3 months.

The same basic cost is displayed at £29.50 per £100. They do again use encryption and this site is fitted with more content than found at EPaydays. For both of the companies discussed, there is never any lender details disclosed. At Sonic, with added variety in the repayment terms it may be the case that their panel includes short term lenders like Peachy.co.uk. With the 2011 formation year, this broker has been competing for a good while now and these featured brands have attracted some popularity. This is despite not actively advertising on the web and there doesn’t appear to be an active affiliate scheme employed by them.

100DayLoansUK and 100DayQuid are payday loan brands owned by Blue Global Media. The initial one is by far the most popular that is in relation to www.100dayloans.com that serves their home country (the company is based in Scottsdale, Arizona). We have introduced them today as they are branded, but “100 Day Loans” does in fact take the bulk of the online searches made for them. Their local coverage is delivered through www.100dayloans.co.uk with this move occurring in 2011 (their Facebook page references the later launch of 2012 though). They have kept things simple here by just having a single partnership with QuickQuid.co.uk.

A new customer sum of £1000 is displayed by 100DayLoansUK with a max return figure of £1500. QuickQuid’s variable interest charge of £20 to £29.50 per £100 is shown that is scored on a credit check. You can select a 100 day term on the secure application form, but for some reason they haven’t got around to updating their content whereby they only list the 1 or 2 pay periods of QQ. This lender now offers a 3rd pay period and further to this their FlexCredit product caters 1 to 10 months. If you go on to receive a loan then a commission will be earned in the process.

100DayQuid has also been referenced here that is served from www.100dayquid.co.uk. This site was created recently in 2012 and they also use SSL here. From running through the loan details provided, it is clear that they are also using the same direct lending partner for this service. This brand isn’t too well known at this time. Blue Global Media is certainly a prominent broker, particularly in their home country. One of the main issues is that they do just direct you to a single local lender. In comparison, most brokers use a Pingtree system with multiple lenders attached that creates a much better chance of acceptance.

The EPayday and Payday Pedro brokers have been fused together within this post. When we usually introduce brokers here, we combine two brands from any single owner, but this is not the case today due to each broker only operating through a single trading brand. This fusion was made simply due to each carrying a notable level of popularity across the market. This is particularly the case with EPayday loans that is the creation of Perfect Data Solutions Ltd. Their product is served from www.epayday.co.uk that was composed in the year 2006. This hands them with more experience than most of their market rivals.

This website has received a recent design upgrade. Here you can access between £100 and £1000 that can be selected on their secure application form with a sample monthly £25 per £100 charge being headed. No info is provided surrounding their lending panel. One thing to add is that there is a company with the similar name of “EPaydays“. They were introduced at a later date and they have a few other owned brands such as Monga and Sonic Pay. Moving on to Payday Pedro, this company operates from www.paydaypedro.co.uk that was launched in late 2012. Although they haven’t been active for long, they have grown quickly.

You can again apply for sums between £100 and £1000 here. A flexible term spread is displayed on their calculator, but the lenders used are not mentioned and so it is unclear whether they use a mix of monthly and short term loan lenders to feed the application to. A charge over 30 days is headed as costing £31.45 and they promote that same day cash can be received soon after approval. Whilst the Payday Pedro loan brand is still a fresh face on the scene, EPayday has the advantage of many years of added experience. They also use encryption on their forms whilst their featured rival doesn’t.

This broker fusion will combine Bee Loans and The Money Spider that are each brands belonging to the Cheshire-based group Knight Creative Ltd. There are several other projects behind them such as ICashAdvance, Ladybug Loans and Payday Bubble, but the two in focus are the most popular. Bee Loans in particular will be the most recognisable name to many since they are an active advertiser online. This particular site is found at www.beeloans.co.uk that was created in late 2008. The alternative brand at (www.themoneyspider.co.uk) was created a few months before this. We will provide some insights here covering the primary company.

When you initially visit you will see that you can apply for a personal loan up to £15,000 with no further specifics being provided. They just take the application on that single page. There is a button for payday loans on the homepage of www.beeloans.co.uk that we are interested in here. Once you have headed through here, much more detailed product info is presented. Here you can apply for between £50 and £1000. Unlike most brokers across the industry, they actually head flexible terms on their calculator between 5 and 31 days. They do promote a rather vague monthly interest figure of 25% though.

The same flexible terms are headed on The Money Spider website and so it is clear that this broker does use some short term lenders like Peachy or Wonga within their lending panel. Knight Creative has done a good job with the two referenced sites that have been branded and designed well. However, do be aware that they do not use encryption on the application forms. Although you get an idea of the type of lenders that they are using within their panel, they don’t disclose any further information on them and so it may well be a run of the mill Pingtree service that they are using.