2014 Lender Lists:

Short Term Loans | Payday Loans | Instalment Loans | 12 Month Loans
Doorstep Loans | Guarantor Loans | Logbook Loans

We will be investigating the Cash Generator loans here today as headlined on www.cashgenerator.co.uk. This company was formed in 1994 and they are homed in Bolton although they are owned by the large American group known as Axcess Financial Services Inc. They have over 220 stores that were each originally designed as places to buy and sell used goods, although they have moved further into financial markets due to the struggles that they (and Cash Converters) have faced from EBay. There was a time when online Cash Generator loans would pass you on to The Loan Store (who have now rebranded to become Cheque Centre).

Axcess Financial owns them as well that explains this partnership. All applications must be processed though a local branch. They do provide information surrounding their products though at www.cashgenerator.co.uk that all lie within the CG Finance section. The short term loan is available from £50 to £500 or £1000 when returning. This is taken over the month with no price breakdowns being provided. However, £29.99 per £100 is what you would likely pay. This is what is charged by Cheque Centre and it is either them or the franchisee that stands in as the lender. Around 70% of all their stores are in fact franchised. Just to add that when I used their pawnbroker service, the charge was 32% (read more about This Here).

They also promote personal loans between 3 and 12 months, but they don’t say how much you can receive and no charge breakdown is presented. The franchisee covers this product. The documents that must be sent in depends on who issues the funds based on which branch you head to. Taking a passport, a utility bill and recent bank statements should be enough to meet their demands. They do reference CFA membership although it is Cheque Centre who has this. Although they haven’t adapted well online over the years, they are easy to find with locations found on most high streets (these stores are closed on a Sunday).